outdoor safety

The following blog posts have the category Outdoor safety

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People SnowmobilingIf you live in the colder northern regions of the U.S., you've most likely experienced your fair share of snow... shoveling it, driving in it, trudging through it, and, of course, playing in it. And while each winter sport – from skiing and snowboarding to ice skating, hockey, sledding and snowshoeing – has its own inherent risks, there are a number of other snow-related things to keep on your radar.
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A woman working out outside in the coldThose in colder climates don't have to hibernate in the gym all winter to break a sweat. Instead, with the right gear and know-how, you can take your workouts outdoors for the ultimate mind-clearing energy boost. Here are some tips for braving – and actually enjoying – outdoor exercise in the snowy season.
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An RV Driving down a scenic roadHaving adequate RV insurance is essential to protect your investment and peace of mind while traveling. As with auto insurance, your rates are based on the make and model of your RV, your driving history, and other factors. You may have the option to add RV coverage to your regular auto insurance, but this isn't always recommended. Because your RV is both a home and a vehicle, it may require specialized insurance to provide the right kind of coverage. Each person's RV insurance needs are unique, so choose a policy tailored to your specific requirements and budget.
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person with child overlooking majectic lakeThere's nothing like an injury in the backcountry to ruin a good summertime adventure. As outdoor enthusiasts know, minor injuries are easy to come by and can include anything from strained muscles, campfire burns, poison ivy rashes, twisted ankles, sunburns, various cuts and scrapes, and the list goes on. And while these may not seem like a big deal on paper, they have a way of crushing the fun.
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Group of young people grillingWith the arrival of summer comes the smell of sizzling food on the grill, as it wafts from across the neighborhood, and backyard dining is once again the norm. According to the Health, Patio, & Barbecue Association, 7 out of 10 families in the U.S. own a grill, making it by far the most common outdoor cooking method. And there's no doubt that summer wouldn't be the same without one.
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People HikingFor nature lovers, many of the most memorable moments take place in the great outdoors, whether it's catching your first trout on a fly rod or summiting a peak. This is also where people often find the most solace, as time in nature can bring a sense of peace. Unless, of course, things go wrong.
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Child and dog in autumnWinter is coming, whether we're ready or not. Every year, despite all of fall's colorful warning signs, shorter days, and brisk mornings, the first blanket of white always seems to come as an abrupt surprise, dusting all that summer gear you never made it around to storing with regret. This year, no regrets! You're going to clean up, check, and double-check your way to being properly prepared. And here's how you're going to do it.
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Summertime Safety: Keeping kids safe around waterFor many, summer ushers in sunny afternoons spent lounging by pools, floating lazy rivers, and taking the boat out for waterskiing, fishing, and all things wet and wonderful in Virginia. And, whether by a backyard kiddie pool or a local pond, children are particularly enamored, making water safety a foremost concern for parents.
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Staying Cool During the Summer MonthsAs gentle spring breezes give way to summer's scorching temps, many without air conditioning in Virginia will struggle to keep their homes cool. But all is not lost in the absence of central air. There are many simple, tried-and-true measures you can take to bring comfort back to the summer months.
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Creating Outdoor Living SpacesWith summer, comes a welcome invitation for people in Virginia to spend as much time as possible outside. Not only does nature replenish Vitamin D and support immunity; reduce anxiety and depression; lower blood pressure and reduce stress; increase serotonin and reinforce circadian cycles for better sleep; and improve focus, but it may also help reduce cancer risk by increasing anti-cancer proteins. "Being outdoors in nature can be healing and beneficial for the body and mind," says certified therapeutic recreational specialist Erica Price. "Whether at the beach, forest, or in a neighborhood park, nature offers a calming effect. And, when we combine nature with physical activity, it can help fight depression and anxiety."
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Spring Tune-Ups for Summer AdventuringWhile the bluster and bite of winter may still reign over much of the country, spring melts and the months of outdoor recreation they usher forth are just around the corner. Now is the time to survey summer gear and prepare for the active months ahead. Boating, camping, and cycling gear can all benefit from a seasonal tune-up. Here are some recommendations for fun summer adventuring.
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The Most Common Holiday-Related Insurance ClaimsThe holiday season is upon us, meaning it's time to be jolly, gather with friends and family, and, hopefully, stay safe. But in addition to the things we're all wishing for, the holidays can bring some unwanted gifts in the form of accidents, damages, or injuries that might result in an insurance claim. So what are the most common holiday-related insurance claims and how can you avoid them? Read on to find out.
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Creating Your Own Emergency Supply KitAs youngsters, the more serious-minded among us were vigilant about making the Scout motto "Be Prepared" a reality. Now with the latest round of fires, earthquakes and hurricanes, the old adage is more relevant than ever. Even in Virginia, we all have the potential to encounter the occasional unpredicted mishap. But few events can be as unpredictable, or devastating, as natural disasters: hurricanes, floods, wildfires, tsunamis, severe storms, tornadoes, and landslides, many of which we've been faced with lately.
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Pet Care 101: Tips for Hot Weather HandlingPets often become more like family members, and in the case of dogs (and the occasional cat), we tend to take them wherever we go. But before you pack up Fido for a summer road trip, it's important to think about how to keep your beloved pet safe when temperatures are extreme.
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Avoiding Summer Heat-Related IllnessesHeat-related illnesses are serious business. When left untreated, the symptoms of heat exhaustion can turn into heatstroke, which is life-threatening. During the prime summer months, this can be a big problem and one that can creep up on you, since the signs and symptoms of heatstroke can often look like something else. With normal summer temperatures slowly increasing around the globe, it's even more important to understand how heatstroke occurs and how you can prevent it.
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Recreational Vehicle SafetyRecreational Vehicle (RV) sales soared during the pandemic, as stir-crazy families across the U.S. realized that road trips might be the safest and only way to get out of the house. And according to recent consumer reports, the trend shows no signs of slowing.
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Got the Winter Blues? Get Outside! (Even if it is Cold)Many Americans struggle with depression or Seasonal Affective Disorder (SAD) during the winter months. This year, it's been especially hard to stay mentally and physically healthy. When the pandemic has forced many of us to stay cooped up inside our houses, it just gets easier and easier to not get out of your pajamas or venture beyond your front door. But if you want to get back to a healthier lifestyle in the new year, getting outside is one great way to start improving your social life, physical health, and state of mind.
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New Year, New You: Getting back on track after 2020Not many of us will be sad to have 2020 behind us, and the good news is: It won't take much to make this year better than the last! The bad news? Many of us have abandoned our exercise routines, social engagements, and healthy habits just to cope with living through a global pandemic. As we launch into a new, and hopefully better year, here are 10 things you can do to get back on track.
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Keeping your Cool in the SummerIn some areas of the country, having an air conditioner is an absolute necessity. But in other areas, such as in the Rocky Mountain Regions, staying cool indoors takes some diligence and effort. Whether your home is equipped with AC or not, here are some things you can do to keep your spaces cooler this summer.
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10 Tips to Prep for Boat SeasonBoating season is here and, fortunately, it's an activity that can be very compatible with social distancing and other pandemic safety guidelines. But before you take your new or beloved watercraft out for a first spin, it's important to conduct basic maintenance and preparations so that your time out on the water is safe and smooth sailing.
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Social Distancing Fix-UpsWith COVID-19 fresh on the mind and social distancing a new way of life, this summer may not be like any in recent history. But having more time at home means you can't tackle some of those projects you've been putting on the back burner for months, or even years. Here are some ideas for projects to embark on this summer.
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Snow, Ice, and RoofsThere are a variety of potentially serious and costly problems that can happen when you allow too much snow to pile up on your roof: water damage, leakage and in some extreme cases, collapse. If you're a homeowner who lives in a wintry climate, it's important to understand how snow and ice can impact your roof, preventative measures, and when to take action.
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Homeowner Safety: Tips for Outdoor LightingYou put so much into the interior of your home, and maybe even its landscaping and outdoor spaces. But you may not have considered how the right outdoor lighting can protect your home and its contents; keep you and your family safe as you navigate walkways and entrances in the dark; and elevate your home's exterior and outdoor living areas. Here's what you need to know to begin the process of selecting and installing outdoor lighting for your home.
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Bundle Up For Winter: Insurance Policies for Home, Recreation, Travel & MoreWe've all got plans for the holidays and winter season: trips to take, winter activities to try, and the everyday to-do lists that don't stop just because the cold weather has arrived. But difficult conditions have a way of causing plans to go awry or causing damage that we just didn't expect. Here are some of the extra insurance protections you should consider purchasing this season, in case things don't go exactly the way you planned.
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Top 10 Tips to Make Sure Your Car is Winter Ready In many areas of the U.S., freezing temperatures, icy roads, and stormy driving conditions are on their way. And while winter weather might be lovely to look at from inside a cozy house, it's not much fun to drive in. Make sure your automobile is up to the challenge by getting it winter ready.
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Homeowner Safety: Before You Dig..."Call before you dig" is a refrain you may have already heard from Public Service Announcements on the radio or TV. But many homeowners still ignore this basic advice, sometimes with deadly results. If you're planning to dig anywhere on your property, here's what you need to know--and do--to get the job done safely.
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Winter Homeowner SafetyFor those who live in snowy climates, winter is on the way. Take advantage of those sunny fall days to prepare your home and yard for frigid temperatures and icy conditions before the snow flies. Making sure your home is well-maintained inside and out will keep you safe and protected through the winter season. Here's how to get ready:
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Fall ATV SafetyAll Terrain Vehicles, or ATVs, can provide hours of thrilling fall fun. But they can also be extremely dangerous. Over 100,000 people wind up in the emergency room each year due to ATV accidents. Here's what you need to know to be safe on your ATV, and to help prevent injuries to yourself and others:
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Safety tips for trampolines and other high-risk backyard funTrampolines, swing sets and other backyard play equipment can be scream-your-head-off fun, but also incredibly dangerous. So how do you keep your kids safe, and what can you do to protect yourself in case something happens? Here are some things you should know, and steps you can take to make your backyard a haven for safe play:
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Wearing a HelmetWhether you're on a bike, motorcycle, or an all-terrain-vehicle (ATV), you should always wear a helmet. Of course, not everyone does, and not every state requires it in all situations. Although many states have helmet laws, they can vary quite a bit. So why should you wear a helmet, even if it's not the law? There are several reasons, including the most important: It could save your life.
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Pool Safety: Taking Care of Your PoolOwning a pool takes some time and energy, but keeping it clean both inside and out ensures the safety of your guests and the longevity of your investment. While pool care requires effort, it doesn't have to be painful. Follow these tips for regular upkeep so you can spend more time enjoying your pool than you do maintaining it:
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10 Boating Safety TipsFor boating enthusiasts, being out on the water is the best part of summer--but only if nothing goes wrong. While unexpected situations do happen, many accidents and injuries that occur while boating can be prevented, or the potential damages can be substantially reduced. The U.S. Coast Guard and the National Safety Council offer many ways that recreational boaters can stay safe on the water and minimize the risk of injury for themselves and their loved ones:
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ATV InsuranceIt can be a thrilling experience to get out and experience nature in an off-road vehicle. But off-road vehicles can also be extremely dangerous, accounting for hundreds of deaths and thousands of injuries each year. If you're the owner of an ATV or UTV, it's important to be sure you're properly covered to protect yourself, others and your vehicle from loss or damage.
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winter sportsMany popular winter sports such as skiing, snowboarding, snowmobiling, and even sledding can be high risk. Every year, thousands of people are treated for head injuries associated with these winter activities, and too many of those injuries turn out to be serious or, sometimes, fatal. January is National Winter Sports Traumatic Brain Injury Awareness Month. According to the American Association of Neurological Surgeons, sports injuries are rarely fatal, but the majority of fatalities due to sports injury are the result of traumatic brain injury. Keep reading to find out the real risk and how can you protect yourself and your loved ones from sports injuries this winter.
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Trip Insurance for Ski tripsSo you want to plan a ski trip? Whether you're an advanced skier or just starting out, a ski vacation can be a wonderful way to relax, have fun, and spend hard-earned time off with family and friends. Getting all the details right might seem overwhelming, but it doesn't have to be. Follow this guide to plan a hassle-free trip.
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Prepping for Winter Business SafetyOwning a business means that you're responsible and often liable for the welfare of your staff and clients. Winter can bring extra hazards and increase the possibility of accidents and injury.
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Winter Home Preperation As winter approaches, rain, snow, ice, sudden storms, and severe temperatures are on the way in many parts of the U.S. It's time to make sure your home is ready for intense weather by conducting inspections, making repairs, and setting up some winter pre-prep. Here are some important steps to take in the coming weeks:
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Tips for Creating Great Outdoor Living SpacesIt's summertime, and many of us long to spend more time outside. Creating an outdoor living space can make it easier to take advantage of wonderful weather, and bring some simple joy and serenity to daily living. Here are some things to consider when planning an outdoor living space, and how to begin the process.
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Mother applying sunscreenWe all know we're supposed to wear sunscreen, but with hundreds of options on the shelves every summer, many of us end up choosing the wrong one. Here's what you need to know about how to choose the right sunscreen, and why.
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Tips for a Safe and Sensational BarbecueOutdoor grilling season in Virginia is here, a time to relax on the deck and enjoy some ribs or a juicy burger cooked to perfection on the grill. But even the most experienced grill master should take safety precautions before firing up the grill. Make sure your outdoor entertaining goes according to plan by following these grilling safety tips.
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A Guide to Summer Camp PreparednessCamp, whether it's a day camp or sleepaway camp may offer parents a much needed break from kid-wrangling over the summer. Camp usually also becomes a wonderful experience for kids, too; but getting through that first day drop off can be challenging for both kids and parents. Here's how to make sure your journey to camp goes as smoothly as possible.
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Winter Workplace SafetyWhether your workplace is outdoors or in a cozy office, winter conditions can affect your employees' work and personal safety on the job. According to the Occupational Health and Safety Administration (OSHA), employers are required to provide sufficient training and the right equipment to keep employees safe in the workplace, and to provide an environment that is "free from recognized hazards" that could cause injury or death. Here's what you can do to prepare for and protect yourself and your employees from the most common winter workplace hazards.
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athleteWinter sports are all about making the most of the frigid temperatures. But because conditions can be so unpredictable, there are also some serious safety concerns that go along with being active outdoors this time of year. Here's how to stay safe and get the most out of your favorite winter sports from skiing and snowboarding to ice skating, hockey, sledding and snowshoeing.
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Winter HomeUnpredictable weather, at least in most parts of the country, is here. Suddenly, regular activities like driving and walking outdoors have become more hazardous. Whether you're going about your daily tasks, celebrating the holiday season, or taking part in fun winter activities, here's how to make sure you're safe and protected.
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Preventing Falls Inside and Outside of the HomeAccording to the World Health Organization, falls are the second leading cause of accidental injury deaths worldwide. Falling disproportionately impacts adults age 65 and older, and can lead to serious injury, further health problems, decreased quality of life, and a loss of independence.
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person showing signs of heat strokeExtreme heat can be fatal. Already this year, 29 children have died from being left in hot cars, and hundreds of adults die each year from heat stroke or other conditions that are made worse by the high temperatures. As unusually high temperatures become more common, it's important to be aware of the symptoms of heat-related illness, and how to prevent them from happening.
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Summer in Virginia is the perfect time to get out there on your dirtbike or All Terrain Vehicles (ATVs) and have some heart-pounding fun. But ATVs and dirt bikes can be deadly if not used properly. According to the Consumer Product Safety Commission, about 97,200 ATV-related injuries occurred in 2015; approximately 28 percent of those involved children under the age of 16.
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Boating season is on the horizon in most parts of the country, and for boaters, it's time to get your vessel out of storage and start performing the necessary inspections and maintenance to ensure that you're ready to hit the water as soon as the weather allows. Follow these tips to get your boat water-ready for summer:
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Snow ShovelingThere are plenty of potentially hazardous activities that go along with the holiday season and the start of winter, such as stringing up Christmas lights, navigating the icy roads, and hopping on those skis or other snow sports equipment, just to name a few. This is also the time of year when we break out the snow shovels and ice melt, so that we, and our neighbors and visitors, can safely navigate our walkways and sidewalks.
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