family safety

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Cute child with sunscreenLet's face it... the days of soaking up the sun for that "healthy tan" are clearly over. Fears of skin cancer – namely melanoma – have overridden most peoples' desire for sun-kissed skin. But in the summer, when outdoor adventures like hiking, biking, and water sports beckon, many tend to spend a lot of time in the sun doing what they love.
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Group of young people grillingWith the arrival of summer comes the smell of sizzling food on the grill, as it wafts from across the neighborhood, and backyard dining is once again the norm. According to the Health, Patio, & Barbecue Association, 7 out of 10 families in the U.S. own a grill, making it by far the most common outdoor cooking method. And there's no doubt that summer wouldn't be the same without one.
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People HikingFor nature lovers, many of the most memorable moments take place in the great outdoors, whether it's catching your first trout on a fly rod or summiting a peak. This is also where people often find the most solace, as time in nature can bring a sense of peace. Unless, of course, things go wrong.
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A car driving down the highway with a mountain in the backgroundRoad trips always seem like a great idea, but when there are kids in tow, it's not always as free-wheeling as one may have imagined. There's likely to be fidgeting, potty breaks, and are-we-there-yets, punctuated by the occasional, but often brief, nap-induced silence. But, it needn't be so. While every road trip involves an inevitable speed bump or two, here are a few suggestions for a smooth ride to keep smiles and sanity intact.
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Home Radon TestIn a world full of visible dangers, the last thing anyone in Virginia wants to think about is the invisible ones. But they're there and, believe it or not, many of them may be lurking inside your home. According to the CDC, each year, approximately 430 people in the U.S. die from accidental carbon monoxide poisoning and more than 50,000 are treated for it. Mold is prevalent in an estimated 70 percent of American homes. And the EPA and Surgeon General attribute more than 21,000 annual deaths from lung cancer in the U.S. to radon exposure.
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woman on cell phone in front of broken down carRoadside breakdowns can be more than a mere inconvenience, emergencies of this nature, if not prepared for and handled correctly, can be dangerous for all involved, including other drivers. Following a few basic steps can ensure that you and your vehicle make it through the breakdown as easily and safely as possible.
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A very Tired DriverLittle in life is as important as healthful, restful sleep, and lots of it. But little in life seems to evade American adults as pervasively. Insufficient sleep, health, lifestyle impacts nearly two-thirds of Americans. And, according to a recent study by the CDC, one in three adults doesn't get enough sleep on a regular basis.
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Home Pool SafetySwimming pools are wonderful complements to summer weather. Few things are better than stepping outside your home for a cool dip, hosting poolside parties or watching your kids play themselves to exhaustion in the water. Most of us understand that pools also pose a danger but it is important to understand the extent of that danger, the components and preventative measures we can take to keep our pools safe.
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Home: Exterior Upkeep for Lasting Value and LongevityDoes your home need a new paint job or a quick refresh on the trim? Are the gutters overflowing with the remains of fall foliage? Or are larger issues demanding immediate attention, like doors and windows, the roof, or the foundation? Whether you thrive on weekends filled with do-it-yourself projects or hide at the mere suggestion, summer's long days and generally agreeable weather in Virginia offer the ideal opportunity to take on the range of home maintenance and improvement tasks to preserve value and functionality for years to come. Here are a few considerations for fixing up the exterior of your home in the months to come.
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Summertime Safety: Keeping kids safe around waterFor many, summer ushers in sunny afternoons spent lounging by pools, floating lazy rivers, and taking the boat out for waterskiing, fishing, and all things wet and wonderful in Virginia. And, whether by a backyard kiddie pool or a local pond, children are particularly enamored, making water safety a foremost concern for parents.
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Staying Cool During the Summer MonthsAs gentle spring breezes give way to summer's scorching temps, many without air conditioning in Virginia will struggle to keep their homes cool. But all is not lost in the absence of central air. There are many simple, tried-and-true measures you can take to bring comfort back to the summer months.
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First Aid Kit Planning 101It's one of those things that's overlooked until it's absolutely necessary: a first aid kit. Whether you're relaxing at home, navigating five-o-clock traffic, or summer adventuring in your new RV, having a simple first aid kit can mean the difference between an inconvenience and an emergency.
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Behind the Wheel: Aging drivers, safety, and when it's time to take the keysHow old is too old to drive? It's not necessarily an easy question to answer. Depending on physical health, skill, vision, and even location, elderly drivers can be capable of safely and predictably handling a vehicle well into their seventies and even eighties. And, as baby boomers age further into their golden years, an increasing percentage of drivers will find themselves in that bracket. In fact, the Federal Highway Commission's 2016 data noted a record 41.7 million drivers over the age of 65. That's nearly one in five of the licensed population, an increase of 15 million over 20 years ago. By 2020, drivers aged 75 and older numbered more than 17 million. And, by 2030, the National Highway Traffic Safety Administration (NHTSA) estimates that one out of every four drivers will be an older adult.
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Creating Outdoor Living SpacesWith summer, comes a welcome invitation for people in Virginia to spend as much time as possible outside. Not only does nature replenish Vitamin D and support immunity; reduce anxiety and depression; lower blood pressure and reduce stress; increase serotonin and reinforce circadian cycles for better sleep; and improve focus, but it may also help reduce cancer risk by increasing anti-cancer proteins. "Being outdoors in nature can be healing and beneficial for the body and mind," says certified therapeutic recreational specialist Erica Price. "Whether at the beach, forest, or in a neighborhood park, nature offers a calming effect. And, when we combine nature with physical activity, it can help fight depression and anxiety."
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RV Ready: Spring maintenance for summer funAs winter thaws into spring blossoms, summer beckons with backyard cookouts and campfires under the stars. Like many people in Virginia, spring also means an overhaul of all the recreational toys and gear that make those summertime adventures comfortable, including the family camper. Here are some considerations when readying your RV for all the camping and travel expeditions ahead.
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Spring Tune-Ups for Summer AdventuringWhile the bluster and bite of winter may still reign over much of the country, spring melts and the months of outdoor recreation they usher forth are just around the corner. Now is the time to survey summer gear and prepare for the active months ahead. Boating, camping, and cycling gear can all benefit from a seasonal tune-up. Here are some recommendations for fun summer adventuring.
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Telehealth: Is it here to stay? The pandemic changed many things for many Americans, from how we work to how we socialize. One potentially positive shift is that it accelerated the already growing field of telehealth. Suddenly it became easier and made more sense to see your doctor online for basic ailments and routine check-ins. But is telehealth all it's cracked up to be? Here are some common questions you may have about telehealth:
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' . htmlspecialchars( $aNewBlogPost['META_TITLE'] ) . 'Winter is coming, and with increased costs on gas, food, and just about everything else, it's no surprise that your energy bill might threaten to strain your budget this season, too. But there's actually a lot you can do to stay cozy and warm and reduce your energy consumption this winter. Here are some ways to save on heating.
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The Most Common Holiday-Related Insurance ClaimsThe holiday season is upon us, meaning it's time to be jolly, gather with friends and family, and, hopefully, stay safe. But in addition to the things we're all wishing for, the holidays can bring some unwanted gifts in the form of accidents, damages, or injuries that might result in an insurance claim. So what are the most common holiday-related insurance claims and how can you avoid them? Read on to find out.
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Creating Your Own Emergency Supply KitAs youngsters, the more serious-minded among us were vigilant about making the Scout motto "Be Prepared" a reality. Now with the latest round of fires, earthquakes and hurricanes, the old adage is more relevant than ever. Even in Virginia, we all have the potential to encounter the occasional unpredicted mishap. But few events can be as unpredictable, or devastating, as natural disasters: hurricanes, floods, wildfires, tsunamis, severe storms, tornadoes, and landslides, many of which we've been faced with lately.
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Pet Care 101: Tips for Hot Weather HandlingPets often become more like family members, and in the case of dogs (and the occasional cat), we tend to take them wherever we go. But before you pack up Fido for a summer road trip, it's important to think about how to keep your beloved pet safe when temperatures are extreme.
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Protecting Your Property from TheftMultiple studies have demonstrated that crime rates increase in the summer. Why? Well, the answer is complex, but researchers have suggested that some of the reasons include:
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Summer Building Project: Fencing"Good fences make good neighbors," wrote Robert Frost in his poem "Mending Wall." And the legendary poet makes a good point, as fences can offer privacy, protect younger family members and pets as they spend time outdoors, and add to the aesthetics and value of a home.
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Avoiding Summer Heat-Related IllnessesHeat-related illnesses are serious business. When left untreated, the symptoms of heat exhaustion can turn into heatstroke, which is life-threatening. During the prime summer months, this can be a big problem and one that can creep up on you, since the signs and symptoms of heatstroke can often look like something else. With normal summer temperatures slowly increasing around the globe, it's even more important to understand how heatstroke occurs and how you can prevent it.
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All About Agua: Water Safety for HomeownersYou hear a lot about water conservation lately, but what about water quality? Where does a household's water even come from, how is it maintained, and how can you know if it's safe for you and your family? Here's what you need to know about the water in your home, and what might indicate a problem
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The Family-Mobile: Choosing the Right Vehicle for Your HouseholdIf you're a typical American family, chances are you spend a lot of time in the car: driving to and from sports practice and music lessons, dropping kids off for playdates and sleepovers, taking road trips to visit friends and family, and the like. So if it's time for an upgrade, you really want to find the right vehicle for your family and lifestyle. Here's what you should think about when planning for a new family-mobile, to make sure your loved ones stay safe on the road.
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Recreational Vehicle SafetyRecreational Vehicle (RV) sales soared during the pandemic, as stir-crazy families across the U.S. realized that road trips might be the safest and only way to get out of the house. And according to recent consumer reports, the trend shows no signs of slowing.
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How to Handle Water Damage in the HomeHaving water where it's not supposed to be can be one of the biggest threats to your home. Water damage can be caused by many things, including faulty plumbing, leaking appliances, or just bad weather. A smart homeowner knows how to check for water leaks and other issues, and what to do if there's a problem.
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Finance Tips for Growing FamiliesStarting a family is a momentous and joyful occasion. But it can also be quite daunting for some, especially when it comes to the financial aspects involved. Frequent questions include: How much is this all going to cost? What type of insurance will I need?
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Dryer Vent Safety FactorsAccording to the U.S. Fire Administration, clothes dryers contribute to nearly 3,000 fires, 5 deaths and over $35 million in property loss each year. So making sure your dryer vent is clear is a simple but important way to keep your home and family safer. Even in the absence of fire, clogged vents cause your dryer to be less effective resulting in greater use of electricity and more breakdowns. If you find your dryer is taking longer and longer to fully dry a load of laundry, chances are your vent has become blocked with lint.
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Inspecting and Maintaining Home UtilitiesUtilities, such as electricity, water, and natural gas, allow us to complete the tasks of daily living. Now that working from home has become the norm, it's that much more important that these critical services work reliably, day after day. As the chances of extreme weather and natural disasters continue to increase, here's what you should know about maintaining your home utilities, and what to do if there's a problem.
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How to Protect Yourself as a RenterAll renters have rights. Some are guaranteed by law, while others will be outlined in your lease agreement. Here are some things you can do to be a savvy renter and protect yourself if things go wrong:
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Safety Tips: Buying and Selling OnlineThis year, many of us got a much more up close and personal relationship with our families, our houses, and our things. And many of us realized: we have way too much of all three. While you can't get rid of your 6-year-old or your spouse, there are plenty of places you can go to unload excess stuff.
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Got the Winter Blues? Get Outside! (Even if it is Cold)Many Americans struggle with depression or Seasonal Affective Disorder (SAD) during the winter months. This year, it's been especially hard to stay mentally and physically healthy. When the pandemic has forced many of us to stay cooped up inside our houses, it just gets easier and easier to not get out of your pajamas or venture beyond your front door. But if you want to get back to a healthier lifestyle in the new year, getting outside is one great way to start improving your social life, physical health, and state of mind.
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New Year, New You: Getting back on track after 2020Not many of us will be sad to have 2020 behind us, and the good news is: It won't take much to make this year better than the last! The bad news? Many of us have abandoned our exercise routines, social engagements, and healthy habits just to cope with living through a global pandemic. As we launch into a new, and hopefully better year, here are 10 things you can do to get back on track.
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Tips for Successful College VisitsIf your child is approaching college-age, you might be thinking about planning some campus visits. These visits can provide very valuable information that just can't be gleaned from a website, brochure, or visit with a designated college representative. But how do you choose which colleges to visit? And how do you make sure those visits are worthwhile? Here are some tips to maximize your time and enjoyment on the campus visit circuit.
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Tires 101: Everything You Need to Know to Stay Safe on the RoadGood tires that are in good shape are critical to safe driving. Every driver should know a little bit about how to assess their tires and how to purchase new ones when they're needed.
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Virtual Schooling TipsLike it or not, millions of students are accessing their education virtually this year, and around the country, schools are using different models, platforms, and approaches with varying results. Some students are thriving or getting by, others are struggling or becoming completely disengaged.
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Ten Tips For Safe Holidays With Your Family (and COVID)The holidays are fraught this year. We miss our families and we want to see them. Here are some things you can do to stay on the sane side of family gatherings during a global pandemic.
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The COVID Meltdown: How to Cope with Pandemic-Related StressIt's safe to say that, at this point, everyone around the globe is tired of the pandemic. So much so that there's now an official name for it: pandemic fatigue. Unfortunately, the end of this difficult episode unknown, which means we're going to have to live with the constraints of pandemic life and all of its negative impacts for much longer than we would like.
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Caring for Elderly Family MembersTaking care of elderly parents? Here's how to keep them safe and stay sane. Having the opportunity to spend time with and give back to your elderly parents can be an unexpected gift. But as rewarding as it is, it can also be exhausting, frustrating, and dispiriting at times. Here are some ways to stay sane and enjoy time with your loved ones while you still have them.
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Happy Halloween: Stay Safe and DecorateThe season of ghosts, goblins, costumes and eating too much candy is here. Whether you're a Halloween enthusiast or just someone who loves fall, here are our top 5 home decorating tips, plus a few safety tips for the creepiest night of the year.
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Social Media SafetyThese days, especially during the COVID-19 pandemic when many work and school remotely, much of our lives is spent online. And social media is not just for young people anymore, different platforms have become the norm for all ages. Sure, it has its perks, such as catching up with people whom you might not otherwise get to visit with, but it can also be harmful if not used properly. Here are some things you can do to protect yourself online, plus a few tips specifically for teens.
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10 Tips for a baby-safe houseBabies and toddlers are a bit like puppies. They're curious. They don't have complete control of their bodies when they're still very young, and once they're mobile, look out! They put things into their mouths, and explore everything they can get their hands on. As a new parent, it's your job to minimize the risks around your home, so that your baby can play and explore without getting hurt... and without ruining the house.
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Preparing for an EmergencyA few short months ago, many of us, and around the world, quickly learned that we were not prepared for an emergency. And while it didn't turn out to be the type of emergency we thought it was; there was really no need to buy all that toilet paper. It reminded us that we are not invincible, and that we really should have an emergency plan and supplies in place. If you haven't already put together your own emergency plan and supplies, it's not too late. Take the following steps to make sure your family is prepared.
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Home Innovations: Technology for Smarter LivingTechnology-enhanced homes in Virginia are the wave of the future, but many people might not understand how smart home technology works, believe they can afford it, or know whether or not it's worth the investment. While there certainly are complete smart home systems available, you don't necessarily have to go all in or spend a ton of money in order to take advantage of some of the most practical innovations smart home technology has to offer.
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Back to School (or not): Keeping Kids Healthy During COVID-19This fall, we're heading into an unknown future with the COVID-19 virus. While some schools are doing their best to re-open, other schools and some parents have decided it's best for kids to stay home, at least for now. As adults, we know how to social distance, wash our hands, and do whatever we can to minimize our risk of infection, but these practices are harder to enforce with kids and teens. Whether or not your kids are going back to school in the fall, here are some things you can do to keep them healthy.
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Keeping your Cool in the SummerIn some areas of the country, having an air conditioner is an absolute necessity. But in other areas, such as in the Rocky Mountain Regions, staying cool indoors takes some diligence and effort. Whether your home is equipped with AC or not, here are some things you can do to keep your spaces cooler this summer.
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A Day at The BeachWhile the summer of COVID-19 continues, many Americans are looking for ways to get their recreation and vacation fixes without putting themselves at risk. Having a good old-fashioned day at the beach is a great option. Whether you're trying to minimize the risks of the virus or a jellyfish sting, make sure to follow these guidelines during your excursion to stay safe and protected.
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Top 10 Risks Related to Summer DrivingThis summer, during these unprecedented times, families are taking to the road as a way to vacation in the safest way possible during the pandemic. While driving may minimize your risk of contracting COVID-19, it isn't always the safest way to travel - in fact, the summer months are some of the most dangerous to be on the road. Here are the top 10 risks that you should be aware of if you're planning on taking that summer road trip.
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10 Tips to Prep for Boat SeasonBoating season is here and, fortunately, it's an activity that can be very compatible with social distancing and other pandemic safety guidelines. But before you take your new or beloved watercraft out for a first spin, it's important to conduct basic maintenance and preparations so that your time out on the water is safe and smooth sailing.
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How To Have A Social Distance Summer (And Still Have Fun)Summer in Virginia is almost here and, unfortunately, the global pandemic we've been faced with is still here too. While most of the country, and the world for that matter, are reopening, fears of a resurgence still linger, and we are faced with the unknown. Around the nation, everything from festivals to summer camps have been cancelled, vacation plans have changed, and we're all wondering if summer will even feel like summer at all.
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Family Flying: Tips for surviving a plane trip with young kidsFlying with young kids can be a breeze or a nightmare, and with many factors involved, it's nearly impossible to predict which kind of trip you're going to have. Fortunately, there are many things you can do to make a trip with young kids more relaxing.
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Tips for Watering Summer GardensSummer is coming, and with that, gardeners everywhere are pulling on their gloves, dusting off their shovels, purchasing seeds, and getting into the dirt. Whether you're an experienced gardener or a novice, knowing how to keep your garden properly watered is an important skill to develop. Here are some tips to improve your watering game.
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Fire Prevention - Power Strip SafetyWhat would we do without our handy power strips? Those convenient blocks of electrical sockets, which enable us to convert one outlet into several, make it possible to plug in all the gear that we can't live without these days. A typical location for a power strip is the home office, where it helps computers, speakers, printers, monitors, and all sorts of other necessities come to life. But many households have power strips in multiple rooms, if not every room, since there are so many items that require plugging in these days. Hairstyling tools, cooking equipment, and phone chargers come to mind!
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How to Safely Handle a Flat Tire (Almost) Like a ProIf you don't have the resources to handle it, a flat tire can ruin your plans, and sometimes, your day. But, under the right circumstances, anyone can safely change a tire. Here's what you need to know to be ready for a flat, how to change it yourself, and when to call for help.
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Fire Safety: Keeping Appliances in CheckMost people rely on dozens of appliances to support their daily tasks and activities, including small but significant tools like alarm clocks or hairdryers; toasters and stand mixers; and heavy hitters like the dishwasher or washing machine. So, how do you keep your appliances running their best, and getting a good return for your investment by having them work for as many years as possible? Here are a few tips to improve the performance and longevity of appliances.
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Snow, Ice, and RoofsThere are a variety of potentially serious and costly problems that can happen when you allow too much snow to pile up on your roof: water damage, leakage and in some extreme cases, collapse. If you're a homeowner who lives in a wintry climate, it's important to understand how snow and ice can impact your roof, preventative measures, and when to take action.
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Homeowner Safety: Tips for Outdoor LightingYou put so much into the interior of your home, and maybe even its landscaping and outdoor spaces. But you may not have considered how the right outdoor lighting can protect your home and its contents; keep you and your family safe as you navigate walkways and entrances in the dark; and elevate your home's exterior and outdoor living areas. Here's what you need to know to begin the process of selecting and installing outdoor lighting for your home.
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Bundle Up For Winter: Insurance Policies for Home, Recreation, Travel & MoreWe've all got plans for the holidays and winter season: trips to take, winter activities to try, and the everyday to-do lists that don't stop just because the cold weather has arrived. But difficult conditions have a way of causing plans to go awry or causing damage that we just didn't expect. Here are some of the extra insurance protections you should consider purchasing this season, in case things don't go exactly the way you planned.
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Homeowner Safety: Before You Dig..."Call before you dig" is a refrain you may have already heard from Public Service Announcements on the radio or TV. But many homeowners still ignore this basic advice, sometimes with deadly results. If you're planning to dig anywhere on your property, here's what you need to know--and do--to get the job done safely.
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Bon Appetit: Holiday Food SafetyThe holidays are a time for potlucks, office parties, and food-related gifts. But how can you be sure that mystery casserole, fruitcake gift basket, or shrimp cocktail are safe to eat? Here are some tips to keep in mind when you're cooking for a crowd, attending a holiday party, or deciding what to bring to an office potluck.
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Car Recalls: Everything You Need to KnowEvery week there's a new recall in the news, and it seems that no auto retailer has gone unpunished for some minor or major manufacturing defect that has put its customers at risk. Problems and safety concerns have been discovered with everything from airbags to brakes to backup cameras, and sometimes entire vehicles have been recalled. Whether your vehicle is new or old, it's important that you know when a safety issue arises, and the steps you can take to get your car fixed. Here are some tips for keeping up on and dealing with recalls.
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Fall ATV SafetyAll Terrain Vehicles, or ATVs, can provide hours of thrilling fall fun. But they can also be extremely dangerous. Over 100,000 people wind up in the emergency room each year due to ATV accidents. Here's what you need to know to be safe on your ATV, and to help prevent injuries to yourself and others:
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Safety tips for trampolines and other high-risk backyard funTrampolines, swing sets and other backyard play equipment can be scream-your-head-off fun, but also incredibly dangerous. So how do you keep your kids safe, and what can you do to protect yourself in case something happens? Here are some things you should know, and steps you can take to make your backyard a haven for safe play:
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Car Seat installation Tips and InspectionsIf you're a new parent, a car seat is one of the most important pieces of baby gear you'll purchase but it must be installed properly to be safe. Unfortunately, studies show that a large majority of parents make at least one mistake when installing a new car seat. But it doesn't have to be complicated, and there is help out there. Follow these guidelines for proper installation and to keep your child safe in the car from day one:
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Wearing a HelmetWhether you're on a bike, motorcycle, or an all-terrain-vehicle (ATV), you should always wear a helmet. Of course, not everyone does, and not every state requires it in all situations. Although many states have helmet laws, they can vary quite a bit. So why should you wear a helmet, even if it's not the law? There are several reasons, including the most important: It could save your life.
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Driving Safety: Tips & Tricks for Securing CargoIt's summer, which means that millions of Americans will soon start packing their cars to go camping, visit the beach or faraway relatives; or to take part in recreational activities like surfing or biking only to find that there's not enough room for all of their stuff. Fortunately, there are many ways to carry that extra gear or cargo on the roof of your vehicle but it's important that you do it safely. Here's all you need to know about securing your stuff before you hit the road.
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Pool Safety: Taking Care of Your PoolOwning a pool takes some time and energy, but keeping it clean both inside and out ensures the safety of your guests and the longevity of your investment. While pool care requires effort, it doesn't have to be painful. Follow these tips for regular upkeep so you can spend more time enjoying your pool than you do maintaining it:
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Tree Care for HomeownersTrees add a lot to a community and neighborhood in Virginia, and they even enhance the value of the properties they inhabit. But if not properly maintained, they can cause safety issues, increase the risk of fire, damage homes, interfere with power lines or plumbing; or become diseased and even die. Whether your trees are new, young or mature, don't leave their health up to chance. Here are some ways to maintain trees on your property.
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10 Boating Safety TipsFor boating enthusiasts, being out on the water is the best part of summer--but only if nothing goes wrong. While unexpected situations do happen, many accidents and injuries that occur while boating can be prevented, or the potential damages can be substantially reduced. The U.S. Coast Guard and the National Safety Council offer many ways that recreational boaters can stay safe on the water and minimize the risk of injury for themselves and their loved ones:
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Safe Driving Tips, Part 2: All About FocusWe're all distracted these days. In every moment, there are dozens of things competing for our attention, and well, driving is no exception. Loud music, texting, or an unruly kid in the back seat can threaten to take our focus away from the road just long enough for an accident to happen.
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Spring Homeowner Safety ChecklistSpring is here: The grass is turning green, flowers are budding, and birds are singing their songs from morning to night. Before you get too excited about the vegetation and the warmer weather, take a weekend to tend to your home's basic needs after a long winter. These important home maintenance tasks can save you time and money in the long run as well as prevent serious problems or safety hazards that could damage your home or put your family at risk.
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ATV InsuranceIt can be a thrilling experience to get out and experience nature in an off-road vehicle. But off-road vehicles can also be extremely dangerous, accounting for hundreds of deaths and thousands of injuries each year. If you're the owner of an ATV or UTV, it's important to be sure you're properly covered to protect yourself, others and your vehicle from loss or damage.
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Safe Driving TipsAccording to the National Safety Council, someone is killed in a car accident every 15 minutes, and many more are injured each day. Car accidents remain a leading cause of death in the U.S. year after year, and yet, reducing our risk on the road isn't something most of us think about once we've passed the exam and joined the ranks of everyday drivers. Here are some basics to review to make sure that you're doing your part to be a responsible driver, and to protect yourself and your community.
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Spring CleaningWe all love how fresh and wonderful a home can feel after a good spring cleaning; but getting started can be overwhelming. Fortunately, you don't have to clean your home perfectly to rejuvenate your living space. Here's how to get maximum results, whether you have a few hours, a few days, or no extra time at all.
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Teen DriverMany parents rightly experience a strong anxiety when turning over the car keys to their new teen driver. There are a several things a parent can do to make sure that the teenage driving experience is a safe one. First, teenagers need to understand that driving is a privilege, not a right. With privileges come certain responsibilities. It is best to make those responsibilities and the consequences for not meeting them as clear as possible. One way to do that is with an actual contract between parents and teenagers built around the concept of graduated licensing and restrictions for high risk situations.
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The Effects of StressEveryone experiences stress and not all of it is bad. But when stress levels stay high or become chronic, they can cause a huge variety of health issues or make existing health problems worse. Overproduction of stress hormones can damage the brain, heart, and other organs and prevent cells from functioning normally. As the Mayo Clinic explains, chronic stress impacts the body, which impacts the mood, which can impact behavior. In this way, too much stress can impact our entire lives, affecting health, relationships and our quality of living on a day to day basis.
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Protecting your Privacy InsuranceThis past year, it seemed like just about every week there was a new headline about some serious privacy breach, intentional or otherwise, occurring at a major organization. With the increasing popularity of technologies, from genetic testing to health tracking apps and electronic payment services, we're putting more of our important personal information online, and we have less and less understanding of what's being done with that information or how to keep it safe. Here are a few important takeaways from the year in digital privacy, and a few things you can do to make your information safer this year.
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Change Furnace FilterLet's face it, most of us probably don't think much about replacing everyday household items, the ones we hang onto for months or even years. But hiding in our kitchens, bathrooms, and bedrooms are many tools and products that should be refreshed on a regular basis to prevent illness and disease, or just to ensure that they're actually working properly.
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winter sportsMany popular winter sports such as skiing, snowboarding, snowmobiling, and even sledding can be high risk. Every year, thousands of people are treated for head injuries associated with these winter activities, and too many of those injuries turn out to be serious or, sometimes, fatal. January is National Winter Sports Traumatic Brain Injury Awareness Month. According to the American Association of Neurological Surgeons, sports injuries are rarely fatal, but the majority of fatalities due to sports injury are the result of traumatic brain injury. Keep reading to find out the real risk and how can you protect yourself and your loved ones from sports injuries this winter.
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Trip Insurance for Ski tripsSo you want to plan a ski trip? Whether you're an advanced skier or just starting out, a ski vacation can be a wonderful way to relax, have fun, and spend hard-earned time off with family and friends. Getting all the details right might seem overwhelming, but it doesn't have to be. Follow this guide to plan a hassle-free trip.
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Holiday Toy SafetyThere's nothing more magical than seeing a child's eyes light up upon opening a special gift during the holidays. But not all toys are created equal: some can contribute to accidents, injuries, and even cause death in some cases. According to the U.S. Consumer Product Safety Commission, approximately 240,000 toy related injuries were treated in emergency rooms around the country. Here is what you need to know to choose safe and healthy toys for your kids.
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Holiday Season Travel TipsIt's exciting to pack up the whole family and make a journey to see close friends, visit a magical (or just warm) location, or spend time with extended family over the holidays. But traveling this time of year can also be especially exceptionally stressful. Here are some tips for making your holiday travel time more relaxed, enjoyable, or at least a little more tolerable:
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How much do you know about your skin or skin overall, for that matter? November is National Healthy Skin Month, and a good time to set aside all the latest skincare fads and get some real information about your skin, what it does, and what truly is the best way to take care of it.
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End of Summer InsuranceSummer in Virginia is officially over. And it may seem tempting to just throw everything in the garage and be done with it until the warmer season rolls around again. But taking the time to put your summer gear away properly will ensure that it doesn't get damaged during the winter season, and make it that much easier to jump right into warm weather recreation and activities when things heat up again.
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kids going back to schoolAfter a long summer, most parents and (some) kids alike are ready to go back to school. But going back to school also means sending your kids into a sea of germs, and increasing their likelihood of getting sick. In fact, most school-aged children will get 6-10 colds every single year. But there are several things you can do to help your child and the rest of your family stay healthy, and decrease their chances of catching an illness at school.
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September is Healthy Aging MonthWhat does it mean to age in a healthful way? Although it's different for each person, healthy aging is about maintaining a high quality of life at every stage, and cultivating habits that allow you to continue to enjoy your life and do the things you love to do. And while aging is inevitable, aging well is a choice.
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Back-to-School Basics for College: How to PrepareFall in Virginia is fast approaching, and back-to-school sales are already underway, everywhere you look. If you're sending your teenager to college for his or her first year, you're going to need much more than just notebooks and pencils. Make sure your student is ready by following these guidelines.
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Tips for Creating Great Outdoor Living SpacesIt's summertime, and many of us long to spend more time outside. Creating an outdoor living space can make it easier to take advantage of wonderful weather, and bring some simple joy and serenity to daily living. Here are some things to consider when planning an outdoor living space, and how to begin the process.
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Mother applying sunscreenWe all know we're supposed to wear sunscreen, but with hundreds of options on the shelves every summer, many of us end up choosing the wrong one. Here's what you need to know about how to choose the right sunscreen, and why.
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Tips for a Safe and Sensational BarbecueOutdoor grilling season in Virginia is here, a time to relax on the deck and enjoy some ribs or a juicy burger cooked to perfection on the grill. But even the most experienced grill master should take safety precautions before firing up the grill. Make sure your outdoor entertaining goes according to plan by following these grilling safety tips.
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Your Next Great American VacationSummer is here and families of all shapes and sizes are looking for affordable ways to relax, learn, adventure and enjoy the season with their loved ones. Here are our top five suggestions for a fun, flexible, family-friendly getaways.
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A Guide to Summer Camp PreparednessCamp, whether it's a day camp or sleepaway camp may offer parents a much needed break from kid-wrangling over the summer. Camp usually also becomes a wonderful experience for kids, too; but getting through that first day drop off can be challenging for both kids and parents. Here's how to make sure your journey to camp goes as smoothly as possible.
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Concerns About Teen VapingWe have all heard about the sharp increase in e-cigarette use, aka "vaping," among young people. If you are a parent or educator of teens, you're probably more familiar than most. So why are e-cigarettes suddenly so common on middle and high school campuses? Here's what you need to know about vaping, and how to protect your teen.
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Insurance for PoolsSo you're thinking of buying a pool and imagining those lazy, hot summer days when you'll get to slip into the cool water, sunbathe, play with the kids, and invite friends and neighbors to share in your good fortune. But there's more to owning a pool than just the fun stuff. Make sure that it's truly something you want and are willing to put in the work to maintain. Here are a few things to consider before you "dive in" -no pun intended.
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Tips for Planning a Successful Summer for KidsThink back to your best childhood summer. Was it action packed, or full of lazy days? Did you spend time with family, visit your grandma down South, or just run around the neighborhood with friends? Maybe your memories include helping your dad out at the office, working a summer job, or taking on a challenging internship. Keep those memories in mind and follow these guidelines to plan a summer your kids will remember forever.
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Spring is here, and summer is close behind. Time to start daydreaming about driving off into the sunset...
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Kids and Concussion-Prone SportsWe all know the benefits of participating in youth sports: they provide exercise, enjoyment, and a sense of belonging, while teaching valuable lessons about teamwork, disappointment and persistence, among other things. Nowadays, however, it's hard to ignore the research on concussions in youth sports, and the fact that participating can have potentially serious, long-term consequences. Here's what you need to know to make an informed decision.
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athleteWinter sports are all about making the most of the frigid temperatures. But because conditions can be so unpredictable, there are also some serious safety concerns that go along with being active outdoors this time of year. Here's how to stay safe and get the most out of your favorite winter sports from skiing and snowboarding to ice skating, hockey, sledding and snowshoeing.
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National Radon Action MonthDid you know that your home could be harboring toxic levels of radiation in the form of Radon gas? To raise awareness of this silent killer, January has been designated National Radon Awareness Month. It's a time to get your home tested and to encourage those around you to do the same, in an effort to reduce the thousands of preventable deaths caused by Radon each year.
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Tips for a Hassle-Free MoveMoving can be stressful, it's like uprooting your life and all of your belongings, and settling back in. But it doesn't always have to be overwhelming. Here's how to make sure you're covered, insurance-wise, plus tips on hiring a mover and making your big day hassle-free.
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Winter HomeUnpredictable weather, at least in most parts of the country, is here. Suddenly, regular activities like driving and walking outdoors have become more hazardous. Whether you're going about your daily tasks, celebrating the holiday season, or taking part in fun winter activities, here's how to make sure you're safe and protected.
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Food Allergy AwarenessHosting a family dinner this holiday? There's a very good chance that a guest at your table will be allergic to something you're thinking of serving. Here's what you need to know about food allergies and how to be hospitable, no matter who you're hosting.
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People dressed up for halloweenThe spookiest season in Virginia is here. On Halloween, an evening when millions of Americans wear costumes, run around in the dark, willingly take candy from strangers and try to scare themselves silly, well, a lot can go wrong. Here are some not-so-spooky suggestions to keep you and your kids safe this Halloween.
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Preventing Falls Inside and Outside of the HomeAccording to the World Health Organization, falls are the second leading cause of accidental injury deaths worldwide. Falling disproportionately impacts adults age 65 and older, and can lead to serious injury, further health problems, decreased quality of life, and a loss of independence.
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Hope SignDomestic violence affects men, women, families and communities, and its impacts are far-reaching. According to the National Coalition on Domestic Violence, one in three women and one in four men will be a victim of domestic violence in their lifetime. In the U.S. alone, victims seeking help place more than 20,000 phone calls to domestic violence hotlines each day. October is Domestic Violence Awareness Month, offering a good time to bring this serious issue to light.
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Student DriverAh, freedom... if learning to drive is on the horizon for your teenager, he or she is probably thrilled about the prospect of getting to travel outside the confines of your schedule and neighborhood. You, on the other hand, might be thrilled about not having to drive them everywhere but the excitement ends there.
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Smart home technology is quickly becoming commonplace in Virginia, and also affordable to the average consumer. The increased quality and availability of high-tech security devices means that anyone can safeguard their property and belongings. If you're looking to protect your home, family and property, here's an overview of some smart home security tools that might work for you:
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person showing signs of heat strokeExtreme heat can be fatal. Already this year, 29 children have died from being left in hot cars, and hundreds of adults die each year from heat stroke or other conditions that are made worse by the high temperatures. As unusually high temperatures become more common, it's important to be aware of the symptoms of heat-related illness, and how to prevent them from happening.
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kids going back to schoolThe school year is fast approaching in Virginia. Whether your child is elementary, middle, or high school age, the first weeks of school can be stressful. But there are things you can do to make the transition from easy summer days to academics and structured activity less painful.
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old habits new habits signThe abuse of prescription and non-prescription opioids is a national epidemic, affecting individuals and families of all races, ages, and classes. According to the Center for Disease Control, overdose deaths related to prescription painkillers have quadrupled since 1999. Every single day, approximately 90 Americans die of overdose, making opioid abuse the number one cause of death by injury in the US. Opioids include prescription painkillers, like Vicodin and Hydrocodone, synthetic opioids, like Oxycodone, and the street drug heroin. Some of these drugs may initially be prescribed by a doctor for legitimate pain. But even under the care of a medical professional, opioid use can lead to dependence and addiction, causing the user to seek more drugs by any means necessary, despite negative consequences.
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Summer in Virginia is the perfect time to get out there on your dirtbike or All Terrain Vehicles (ATVs) and have some heart-pounding fun. But ATVs and dirt bikes can be deadly if not used properly. According to the Consumer Product Safety Commission, about 97,200 ATV-related injuries occurred in 2015; approximately 28 percent of those involved children under the age of 16.
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cellphoneThere's an app for everything these days, but not all of them are worth downloading. Here are a few user favorites worthy of space on your device, that will help you to make the most of your summer plans.
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young college freshmanIt's only July. But for those in Virginia that have a child heading to college in the fall, you may be a little or a lot concerned already, depending on their maturity level and how far away he or she will be when September comes around. Here are a few ways to help an aspiring adult along with the process before they leave the nest, hopefully, for good.
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Considering becoming a boat owner? Buying a boat can be a wonderful investment that brings many joyful moments to those warm summer days. But how much you pay for a boat is really just the beginning. Maintenance, repair, storage, transportation, registration, and insurance are just a few of the costs associated with owning a boat.
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Written about frequently in medical journals, Alzheimer's disease is one that's been widely studied, but is still an anomaly to many scientists. Since, June is Alzheimer's Awareness Month, it's a good time to look at what we do know, along with things one can do to prevent it.

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person working a summer jobWhen he was 12-years-old, Steve Jobs looked up Bill Hewlett's, co-founder of The Hewlett-Packard Company (HP), phone number and asked for help building a frequency counter. Not only did the CEO of HP agree to help Jobs; he offered the aspiring developer a summer job. Other well-known success stories were not so lucky with their first attempts at employment: Oprah Winfrey worked at a grocery store; Tom Cruise was a paperboy. But at least they learned what they didn't love to do.
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Summer AllergiesHappy spring! It's that time of year in Virginia when flowers, plants, and trees are blooming, the grass is green, requiring maintenance, and the air is fragrant with new life. It's also that time of year when millions of Americans are battling seasonal allergies. For some, spring is hopeful; for others, it's miserable.
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Purchasing a car isn't as simple as it used to be when your only option was a Model T in a single color: black. With so many choices, makes, models, special features, etc. it's hard to figure out where to begin.
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Sad personEvery single day, sexual violence impacts hundreds of Americans. April is Sexual Assault Awareness Month, and whether you are male or female, there are things you can do to protect yourself or your loved ones from sexual violence. Here's what you need to know:
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spring cleaningSpring is here in most places around the country, and that means that summer isn't far behind. Instead of leaving all of the work until the sunny days of summer, there's a lot that can be done in the meantime to get ready for outdoor living. Here are some tips for preparing your home and garden before the sun and balmy weather start to beckon you.
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Ill PetJust as health care for humans is always advancing, so is health care for you pets. Here are some of the latest hot topics in pet care:
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They may be your own, or they're your grandkids or your friend' kids, but driving with kids is a task that should always be taken seriously. Having kids in the car can be quite distracting. Perhaps they are fighting in the back seat, or maybe one is asking you for a snack while the other has to make an urgent bathroom stop. Paying attention to the road and to the kids is a trying experience. Read these tips to find out how to keep your pint-sized passengers safe and sound, for any trip at any age.
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Digital Hearing AidMost of the modern world is plugged in these days to smartphones, ipads and laptops, among other things. And many of us complete the loop by coaxing earbuds into our ears, turning up the sound to shut the world out, even just for a minute. But this practice, along with the increased amount of dangerous noise present in the modern world, is causing epidemic levels of early hearing loss in children, adults and teens. Read on to find out what you can do:
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Boating season is on the horizon in most parts of the country, and for boaters, it's time to get your vessel out of storage and start performing the necessary inspections and maintenance to ensure that you're ready to hit the water as soon as the weather allows. Follow these tips to get your boat water-ready for summer:
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Large Brown DogWhen Hurricane Katrina touched down in 2005, humans were not the only species affected by its destruction. And because emergency relief agencies were not in the business of saving pets, nearly half a million animals were left behind, devastating many owners and causing public outrage on their behalf. Passed in 2006 as a direct result of Hurricane Katrina, the Pet Evacuation and Transportation Act now requires state and local agencies to consider pets and service animals in their emergency preparedness plans. While most of us won't experience a disaster like Hurricane Katrina in our lifetimes, it's still up to us to consider our beloved companion animals when planning for emergencies, big and small. Here are a few things you can do:
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Kids Cyber SafetyEveryone in Virginia agrees that cyber safety is important, but what, exactly, does it mean to be "safe" online? And what do parents really need to know? Here are the top five things you can do to teach your kids how to become responsible digital citizens:
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Snow ShovelingThere are plenty of potentially hazardous activities that go along with the holiday season and the start of winter, such as stringing up Christmas lights, navigating the icy roads, and hopping on those skis or other snow sports equipment, just to name a few. This is also the time of year when we break out the snow shovels and ice melt, so that we, and our neighbors and visitors, can safely navigate our walkways and sidewalks.
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Did you know this April 26th through May 3rd is National Immunization Week? It's a great time to boost awareness about immunizations and, of course, ensure that you and your loved ones are up to date on vaccinations.
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Between personal motor vehicles, factories, trains, and other sources of toxic fumes, the outside air would seem to be significantly more toxic than the air within our seemingly pristine indoor environments. Unfortunately, this is an illusion. The air you breathe at home or work can be seriously harmful. In fact, according to a study by the World Health Organization, indoor air pollution kills approximately four million people worldwide every year.
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Most new parents would probably admit that their driving habits changed after having children. The one-time daredevil of the highway has transformed into a doting dad who never pushes the speedometer past a sluggish 65 mph; the lady lead foot who laughed in the faces of cops is now a minivan-loving, law abider who cruises so slow she would try the patience of a turtle.
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Contractors are people, too. What does that mean? Well, even though they may have licenses and many years of experience in their profession, they are fallible. There are good ones and bad ones. Some are ethical and honest, while others seem to be missing a conscience. Just as you would be careful about choosing a nanny, a personal accountant, or a used car salesman, so should you use caution in selecting a contractor before you begin that home building project, renovation, or repair. Here are some good tips to avoid getting taken for a ride:
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Tips for Securing the Right Password.

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The heat and humidity that tend to lurk around in the summer months around Virginia create the perfect recipe for thunderstorms. Occurring either late in the afternoon after big black clouds slowly build up and rumble or springing up out of nowhere, they often come with high winds and heavy rains.
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According to the U.S. Consumer Product Safety Commission, over 200 people in the United States die annually from carbon monoxide poisoning, usually due to faulty gas appliances. Other organizations, such as the American Medical Association (AMA), estimate much higher rates of death. The AMA has reported that carbon monoxide poisoning is the leading cause of accidental poisoning deaths in the United States.
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No matter where we live we all need to be aware of the extra precautions necessary to safe winter driving. Those of us living in climates where winter is non-existent or an infrequent visitor may need to take special heed. We don't get much practice driving on ice or in snow but business trips or vacations may require us to drive in foreign conditions. It's better to prepare ahead rather than rely on a crash course (sorry for the pun).
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Today many of us have a multitude of passwords to keep track of at work and at home. As passwords multiply it is easy to succumb to the temptation of using easy to guess words or simply leaving a sticky note on your computer. But these are generally bad ideas. Better is to come up with a strong password and keep it secret.
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Be prepared for storm season by knowing where to tune for weather updates, what to do before, during and after a storm hits.  Go over your Hurricane Property Preparation Checklist to make sure you have time to complete all necessary preparations. Even in high hurricane winds, preparation can mean the difference between minor damage and devastation.

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While the vast majority of products and toys produced for infants and children are safe, that is not always the case. In March of 2005, for instance, Graco agreed to a record 4 million dollar fine for failing to report deaths and injuries related to recalled goods or products about to be recalled. Each year, about one-third of the 350 or so products recalled by the Consumer Product Safety Commission are intended for infants and small children. Small children are particularly susceptible to inherently unsafe products so it is a good idea to review recall information periodically.
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Exactly what is a tornado and what is a near tornado?  When it comes to personal safety, it hardly matters.  Even relatively wean tornadoes can be devastating, causing tremendous property damage.  Learn a few facts about tornadoes and what you can do to keep you and your family safe before, during, and after a tornado.

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